Compare Today’s Refinance Rates for Richards, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Richards, Texas 77873. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Richards and surrounding areas of Grimes county, your expected lifetime cash savings are $22,960 or $64 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Richards, Texas 77873.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.538166 -95.861053

Summary of Average Refinance Terms in Richards, Texas 77873

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Richards, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Richards, TX 77873, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Richards, TX

Refinance Rates for Richards, Texas 77873 from 2014 - 2021

Below are historical data on refinancing in Richards, Texas and around Grimes county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Richards, Texas 77873

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Richards, Texas 77873, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Delgado

Mortgage Lender

9737 Great Hills Trail #200 & 150

Austin, TX 77873

(512) 795-5596

michael.delgado@securitynational.com

Traci Green

Branch Manager

5003-A John Stockbauer St

Victoria, TX 77873

(800) 280-8655

traci.green@wvmb.com

Cindy Mcdonald

Loan Originator

3606 B John Stockbauer Dr

Victoria, TX 77873

(361) 576-9890

cindy@citymortgagegroup.net

Randy Smith

Branch Manager

3606 B John Stockbauer Dr

Victoria, TX 77873

(361) 576-9890

randy@citymortgagegroup.net

Zachary Smith

Loan officers

3606 B John Stockbauer Dr

Victoria, TX 77873

(361) 576-9890

zsmith@westloan.com

Address

9737 Great Hills Trail #200 & 150

Austin, TX

Contact

(512) 795-5596

Fax (301) 639-0804

michael.delgado@securitynational.com

Address

5003-A John Stockbauer St

Victoria, TX

Contact

(800) 280-8655

Fax (301) 639-0804

traci.green@wvmb.com

Address

3606 B John Stockbauer Dr

Victoria, TX

Contact

(361) 576-9890

Fax (301) 639-0804

cindy@citymortgagegroup.net

Refinancing News for Richards, Texas 77873

Looking for Refinance Rates in Other Cities named Richards?