Compare Today’s Refinance Rates for Richland, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Richland, Texas 76681. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Richland and other areas of Navarro county, expected lifetime cash savings are $19,380 or $54 / month.

For Richland, Texas 76681, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

31.901785 -96.437262

Summary of Average Refinance Terms in Richland, Texas 76681

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Richland, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Richland, TX 76681, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Richland, TX

Refinance Rates for Richland, Texas 76681 from 2014 - 2021

Below are historical data on refinancing in Richland, Texas and around Navarro county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Richland, Texas 76681

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Richland, Texas 76681, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Joey Kolar

Home Mortgage Consultant Jr

1105 Wooded Acres Dr

Waco, TX 76681

(254) 714-6167

joseph.w.kolar@wellsfargo.com

Mary Teakell

Loan Officer

1700 N Valley Mills Dr

Waco, TX 76681

(254) 761-2329

mteakell@extracobanks.com

Claudia Reyes

Mortgage Consultant

1704 N Valley Mills Dr

Waco, TX 76681

(361) 985-0020

creyes@extracobanks.com

Jim Hagen

Co-Branch Manager

1704 N Valley Mills Dr

Waco, TX 76681

(361) 985-0020

jhagen@extracobanks.com

Brian Aycock

Mortgage Loan Originator

4900 Sanger Ave

Waco, TX 76681

(254) 741-0100

aycock@texasfirst.com

Address

1105 Wooded Acres Dr

Waco, TX

Contact

(254) 714-6167

Fax (301) 639-0804

joseph.w.kolar@wellsfargo.com

Address

1700 N Valley Mills Dr

Waco, TX

Contact

(254) 761-2329

Fax (301) 639-0804

mteakell@extracobanks.com

Address

1704 N Valley Mills Dr

Waco, TX

Contact

(361) 985-0020

Fax (301) 639-0804

creyes@extracobanks.com

Refinancing News for Richland, Texas 76681