Compare Today’s Refinance Rates for Richmond, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Richmond, Texas 77406. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Richmond and other areas of Fort Bend county, expected lifetime cash savings are $23,369 or $65 / month.

For Richmond, Texas 77406, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.581944 -95.760556

Summary of Average Refinance Terms in Richmond, Texas 77406

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Richmond, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Richmond, TX 77406, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Richmond, TX

Refinance Rates for Richmond, Texas 77406 from 2014 - 2021

Below are historical data on refinancing in Richmond, Texas and around Fort Bend county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Richmond, Texas 77406

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Richmond, Texas 77406, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Steve Zapalac

Senior Vice President/Mortgage Lending

PO Box 128

Bellville, TX 77406

(979) 865-3181

SZapalac@fnbbellville.com

Mike Mueller

Senior Vice President/Mortgage, Commercial & Consu

PO Box 128

Bellville, TX 77406

(979) 865-3181

MMueller@fnbbellville.com

Gary Pless

Vice President/Loan Officer

PO Box 128

Bellville, TX 77406

(979) 865-3181

GPless@fnbbellville.com

Kathy Ignasiak

Asst. Vice President/Loan Officer

PO Box 128

Bellville, TX 77406

(979) 865-3181

KIgnasiak@fnbbellville.com

Neely Grawunder

Senior Vice President/Mortgage Loan Processing

PO Box 128

Bellville, TX 77406

(979) 865-3181

NGrawunder@fnbbellville.com

Address

PO Box 128

Bellville, TX

Contact

(979) 865-3181

Fax (301) 639-0804

SZapalac@fnbbellville.com

Address

PO Box 128

Bellville, TX

Contact

(979) 865-3181

Fax (301) 639-0804

MMueller@fnbbellville.com

Address

PO Box 128

Bellville, TX

Contact

(979) 865-3181

Fax (301) 639-0804

GPless@fnbbellville.com

Refinancing News for Richmond, Texas 77406