Compare Today’s Refinance Rates for Richmond, Texas 77469
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Richmond, Texas 77469.
With a 30-year amortization refinance in Richmond and surrounding areas of Fort Bend county, our calculations show that you can expect to save up to $4,695 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Richmond, Texas 77469.
Summary of Average Refinances in Richmond, Texas 77469
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Interactive Refinance Rate Projections for Richmond, Texas 77469
Pureloan has developed an interactive chart to monitor the five largest local lenders in Richmond, TX 77469, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Richmond, Texas 77469 from 2024 - 2016
The following historical data provides insights into refinancing trends in Richmond, Texas and the surrounding Fort Bend county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
| avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
| % 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
| avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
| Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
| Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
| Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
| Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Richmond, Texas 77469
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Richmond, Texas 77469, we have compiled a list of top refinance brokers to assist you in the process.
Tara Rock
Loan Representative
14090 Southwest Freeway??
Houston, TX 77469
(281) 726-8692
tara.rock@genworth.com
Kristie Williamson
Loan Representative
14090 Southwest Freeway??
Houston, TX 77469
(972) 897-7744
kristie.williamson@genworth.com
Michael Quinn
Loan Representative
14090 Southwest Freeway??
Houston, TX 77469
(972) 439-7690
michael.quinn@genworth.com
Chris Harrar
Loan Representative
14090 Southwest Freeway??
Houston, TX 77469
(800) 947-4322
chris.harrar@genworth.com
Vann Holland
Loan Representative
14090 Southwest Freeway??
Houston, TX 77469
(919) 270-3662
vann.holland@genworth.com
Address
14090 Southwest Freeway??
Houston, TX
Contact
(281) 726-8692
Fax (301) 639-0804
tara.rock@genworth.com
Address
14090 Southwest Freeway??
Houston, TX
Contact
(972) 897-7744
Fax (301) 639-0804
kristie.williamson@genworth.com
Address
14090 Southwest Freeway??
Houston, TX
Contact
(972) 439-7690
Fax (301) 639-0804
michael.quinn@genworth.com