Compare Today’s Refinance Rates for Ringgold, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Ringgold, Texas 76261. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Ringgold and surrounding areas of Montague county, your expected lifetime cash savings are $33,395 or $93 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Ringgold, Texas 76261.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.816392 -97.943982

Summary of Average Refinance Terms in Ringgold, Texas 76261

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Ringgold, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Ringgold, TX 76261, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Ringgold, TX

Refinance Rates for Ringgold, Texas 76261 from 2014 - 2021

Below are historical data on refinancing in Ringgold, Texas and around Montague county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Ringgold, Texas 76261

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ringgold, Texas 76261, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jan Howard

Branch Manager

618 N 10th St.

Sanger, TX 76261

(940) 387-8585

JHoward@datcu.org

Debbie Young

Assistant Branch Manager

618 N 10th St.

Sanger, TX 76261

(940) 387-8585

DYoung@datcu.org

Stewart Bigham

President / Mortgage Broker

6 Heritage Court

Trophy Club,, TX 76261

(817) 313-6498

Stewart@finitemortgage.com

Richard Roznowski

Sr. Loan officer

6 Heritage Court

Trophy Club,, TX 76261

(817) 308-9507

Richard@finitemortgage.com

Keith Umphress

Mortgage Loan Originator

6 Heritage Court

Trophy Club,, TX 76261

(940) 389-1886

keith@finitemortgage.com

Address

618 N 10th St.

Sanger, TX

Contact

(940) 387-8585

Fax (301) 639-0804

JHoward@datcu.org

Address

618 N 10th St.

Sanger, TX

Contact

(940) 387-8585

Fax (301) 639-0804

DYoung@datcu.org

Address

6 Heritage Court

Trophy Club,, TX

Contact

(817) 313-6498

Fax (301) 639-0804

Stewart@finitemortgage.com

Refinancing News for Ringgold, Texas 76261