Compare Today’s Refinance Rates for Rio Frio, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Rio Frio, Texas 78879. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $64,768 or $180 / month in Rio Frio and other areas of Real county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Rio Frio, Texas 78879.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.658295 -99.772337

Summary of Average Refinance Terms in Rio Frio, Texas 78879

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rio Frio, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rio Frio, TX 78879, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rio Frio, TX

Refinance Rates for Rio Frio, Texas 78879 from 2014 - 2021

Below are historical data on refinancing in Rio Frio, Texas and around Real county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rio Frio, Texas 78879

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rio Frio, Texas 78879, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tim Walther

Loan Officer

104 W Main

Giddings, TX 78879

(979) 542-3136

twalther@cnbanktexas.com

Address

104 W Main

Giddings, TX

Contact

(979) 542-3136

Fax (301) 639-0804

twalther@cnbanktexas.com

Refinancing News for Rio Frio, Texas 78879