Compare Today’s Refinance Rates for Rio Vista, Texas 76093
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Rio Vista, Texas 76093.
With a 30-year amortization refinance in Rio Vista and surrounding areas of Johnson county, our calculations show that you can expect to save up to $4,322 over the lifetime of your mortgage, or a monthly savings of $12. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Rio Vista, Texas 76093.
Summary of Average Refinances in Rio Vista, Texas 76093
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Interactive Refinance Rate Projections for Rio Vista, Texas 76093
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rio Vista, TX 76093, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rio Vista, Texas 76093 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rio Vista, Texas and the surrounding Johnson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.43% | 59.07% | 61.01% | 58.54% | 61.29% | 59.13% | 50.55% | 48.23% | 43.86% |
avg refi rate | 6.33% | 3.78% | 2.97% | 3.27% | 4.20% | 4.62% | 4.20% | 3.97% | 4.18% |
% 15 year fixed refinance | 6.38% | 24.76% | 24.63% | 28.12% | 25.37% | 30.20% | 38.55% | 38.95% | 43.02% |
avg refi rate | 5.90% | 2.79% | 2.43% | 2.79% | 3.64% | 4.01% | 3.42% | 3.23% | 3.40% |
Avg credit score | 751.57 | 741.77 | 749.71 | 755.22 | 744.83 | 735.23 | 734.27 | 744.35 | 744.10 |
Avg LTV (loan to value) | 60.00% | 59.41% | 65.08% | 68.89% | 68.78% | 64.79% | 66.84% | 68.81% | 70.48% |
Avg DTI (debt to income) | 38.49 | 35.29 | 33.41 | 33.05 | 34.33 | 35.08 | 34.24 | 33.02 | 32.35 |
Avg refinance insurance % | 1.41% | 0.86% | 2.52% | 3.97% | 4.62% | 2.28% | 1.83% | 2.27% | 2.81% |
Best Refinance Brokers around Rio Vista, Texas 76093
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rio Vista, Texas 76093, we have compiled a list of top refinance brokers to assist you in the process.
Renee Laudadio
Loan officer
1100 E Southlake Blvd Ste 100
Southlake, TX 76093
(817) 410-5458
reneelaudadio@yhtm.com
Robin Allred
Home Mortgage Consultant
1209 S White Chapel Blvd
Southlake, TX 76093
(817) 481-0005
robin.r.allred@wellsfargo.com
Edward Hernandez
Home Mortgage Consultant
1209 S White Chapel Blvd
Southlake, TX 76093
(817) 481-0005
edward.hernandez@wellsfargo.com
Myron Hackman
Sales Manager
1209 S White Chapel Blvd
Southlake, TX 76093
(817) 481-0005
myron.hackman@wellsfargo.com
Sara Thomas
Loan Officer
1560 E Southlake Blvd Ste 100
Southlake, TX 76093
(817) 235-3089
sthomas@townsquaremortgage.com
Address
1100 E Southlake Blvd Ste 100
Southlake, TX
Contact
(817) 410-5458
Fax (301) 639-0804
reneelaudadio@yhtm.com
Address
1209 S White Chapel Blvd
Southlake, TX
Contact
(817) 481-0005
Fax (301) 639-0804
robin.r.allred@wellsfargo.com
Address
1209 S White Chapel Blvd
Southlake, TX
Contact
(817) 481-0005
Fax (301) 639-0804
edward.hernandez@wellsfargo.com