Compare Today’s Refinance Rates for Romayor, Texas 77368
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Romayor, Texas 77368.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,577 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Romayor and other areas of Liberty county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Romayor, Texas 77368
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Interactive Refinance Rate Projections for Romayor, Texas 77368
Pureloan has developed an interactive chart to monitor the five largest local lenders in Romayor, TX 77368, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Romayor, Texas 77368 from 2024 - 2016
The following historical data provides insights into refinancing trends in Romayor, Texas and the surrounding Liberty county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
| avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
| % 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
| avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
| Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
| Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
| Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
| Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Romayor, Texas 77368
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Romayor, Texas 77368, we have compiled a list of top refinance brokers to assist you in the process.
Kirk Hertzenberg
Mortgage Loan Originator
18750 Interstate 45
Spring, TX 77368
(281) 825-4459
khertzenberg@criterionmortgage.com
Colter Kruckeberg
Mortgage Loan Originator
18750 Interstate 45
Spring, TX 77368
(281) 825-4434
colter@criterionmortgage.com
Bob Ellis
Home Mortgage Consultant
27702 State Highway 249
Tomball, TX 77368
(281) 785-8290
bob.ellis@wellsfargo.com
Richard Legare
Home Mortgage Consultant
27702 State Highway 249
Tomball, TX 77368
(281) 255-5080
richard.n.legare@wellsfargo.com
Natalie Chumley
Home Mortgage Consultant
27702 State Highway 249
Tomball, TX 77368
(281) 541-7048
natalie.a.chumley@wellsfargo.com
Address
18750 Interstate 45
Spring, TX
Contact
(281) 825-4459
Fax (301) 639-0804
khertzenberg@criterionmortgage.com
Address
18750 Interstate 45
Spring, TX
Contact
(281) 825-4434
Fax (301) 639-0804
colter@criterionmortgage.com
Address
27702 State Highway 249
Tomball, TX
Contact
(281) 785-8290
Fax (301) 639-0804
bob.ellis@wellsfargo.com