Compare Today’s Refinance Rates for Rosser, Texas 75157
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Rosser, Texas 75157.
With a 30-year amortization refinance in Rosser and surrounding areas of Kaufman county, our calculations show that you can expect to save up to $4,630 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Rosser, Texas 75157.
Summary of Average Refinances in Rosser, Texas 75157
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Interactive Refinance Rate Projections for Rosser, Texas 75157
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rosser, TX 75157, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rosser, Texas 75157 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rosser, Texas and the surrounding Kaufman county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Rosser, Texas 75157
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rosser, Texas 75157, we have compiled a list of top refinance brokers to assist you in the process.
Charles Carpenter
Mortgage Loan Officer
2490 W Moore Ave
Terrell, TX 75157
(972) 551-6500
ccarpenter@texasbankandtrust.com
Billy Sweazea
Mortgage Loan Officer
2490 W Moore Ave
Terrell, TX 75157
(972) 551-6500
bsweazea@texasbankandtrust.com
Matt Authier
Loan Originator Assistant
1332-A W. Hwy. 287 Bypass
Waxahachie, TX 75157
(469) 383-3358
Matt.Authier@Gatewayloan.Com
Nick Hester
Loan Originator
1332-A W. Hwy. 287 Bypass
Waxahachie, TX 75157
(972) 937-2200
Nick.Hester@Gatewayloan.Com
Laura Mitchell
Loan Originator
1332-A W. Hwy. 287 Bypass
Waxahachie, TX 75157
(469) 383-3355
Laura.Mitchell@Gatewayloan.Com
Address
2490 W Moore Ave
Terrell, TX
Contact
(972) 551-6500
Fax (301) 639-0804
ccarpenter@texasbankandtrust.com
Address
2490 W Moore Ave
Terrell, TX
Contact
(972) 551-6500
Fax (301) 639-0804
bsweazea@texasbankandtrust.com
Address
1332-A W. Hwy. 287 Bypass
Waxahachie, TX
Contact
(469) 383-3358
Fax (301) 639-0804
Matt.Authier@Gatewayloan.Com