Compare Today’s Refinance Rates for Round Top, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Round Top, Texas 78954. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $91,008 or $253 / month in Round Top and other areas of Fayette county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Round Top, Texas 78954.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.041131 -96.734058

Summary of Average Refinance Terms in Round Top, Texas 78954

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Round Top, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Round Top, TX 78954, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Round Top, TX

Refinance Rates for Round Top, Texas 78954 from 2014 - 2021

Below are historical data on refinancing in Round Top, Texas and around Fayette county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Round Top, Texas 78954

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Round Top, Texas 78954, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Monica Aragon

Mortgage Lender

1908 4th Avenue

Canyon, TX 78954

(806) 881-0034

maragon@happybank.com

Address

1908 4th Avenue

Canyon, TX

Contact

(806) 881-0034

Fax (301) 639-0804

maragon@happybank.com

Refinancing News for Round Top, Texas 78954

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