Compare Today’s Refinance Rates for Royse City, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Royse City, Texas 75189. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $15,176 or $42 / month in Royse City and other areas of Rockwall county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Royse City, Texas 75189.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.962778 -96.36484

Summary of Average Refinance Terms in Royse City, Texas 75189

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Royse City, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Royse City, TX 75189, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Royse City, TX

Refinance Rates for Royse City, Texas 75189 from 2014 - 2021

Below are historical data on refinancing in Royse City, Texas and around Rockwall county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Royse City, Texas 75189

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Royse City, Texas 75189, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bill Elling

Home Loan Specialist

17776 Preston Rd Ste 210

Dallas, TX 75189

(214) 540-4966

bill.elling@churchillmortgage.com

Mason Whitehead

Home Loan Specialist

17776 Preston Rd Ste 210

Dallas, TX 75189

(214) 540-4966

mason.whitehead@churchillmortgage.com

Bart Camak

Home Loan Specialist

17776 Preston Rd Ste 210

Dallas, TX 75189

(214) 540-4966

bart.camak@churchillmortgage.com

Ken Whisler

Loan Originator

18111 Preston Rd Ste 900

Dallas, TX 75189

(210) 483-4920

kwhisler@primelending.com

Michael Hott

Loan Originator

18111 Preston Rd Ste 900

Dallas, TX 75189

(972) 248-7866

michael@michaelhott.com

Address

17776 Preston Rd Ste 210

Dallas, TX

Contact

(214) 540-4966

Fax (301) 639-0804

bill.elling@churchillmortgage.com

Address

17776 Preston Rd Ste 210

Dallas, TX

Contact

(214) 540-4966

Fax (301) 639-0804

mason.whitehead@churchillmortgage.com

Address

17776 Preston Rd Ste 210

Dallas, TX

Contact

(214) 540-4966

Fax (301) 639-0804

bart.camak@churchillmortgage.com

Refinancing News for Royse City, Texas 75189