Compare Today’s Refinance Rates for Rusk, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Rusk, Texas 75785. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Rusk and surrounding areas of Cherokee county, your expected lifetime cash savings are $13,959 or $39 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Rusk, Texas 75785.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

31.80976 -95.173156

Summary of Average Refinance Terms in Rusk, Texas 75785

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rusk, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rusk, TX 75785, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rusk, TX

Refinance Rates for Rusk, Texas 75785 from 2014 - 2021

Below are historical data on refinancing in Rusk, Texas and around Cherokee county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rusk, Texas 75785

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rusk, Texas 75785, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

James Lockwood

Mortgage Loan Officer

660 West Main Street ??

Van, TX 75785

(903) 963-8651

rlockwood@texasbankandtrust.com

Mary Maxfield

Mortgage Loan Officer

660 West Main Street ??

Van, TX 75785

(903) 963-8651

mmaxfield@texasbankandtrust.com

Debbie Mooney

Mortgage Loan officer

15632 Hwy 110 S. Suite 15

Whitehouse, TX 75785

(903) 530-0159

Capitalmortgage.dm@suddenlinkmail.com

Evan Nielsen

Mortgage Loan officer

15632 Hwy 110 S. Suite 15

Whitehouse, TX 75785

(903) 530-8675

capitalmortgage.en@suddenlinkmail.com

Matt Strother

Mortgage Loan officer

15632 Hwy 110 S.Suite 15,

Whitehouse, TX 75785

(903) 839-8827

capitalmortgage@suddenlinkmail.com

Address

660 West Main Street ??

Van, TX

Contact

(903) 963-8651

Fax (301) 639-0804

rlockwood@texasbankandtrust.com

Address

660 West Main Street ??

Van, TX

Contact

(903) 963-8651

Fax (301) 639-0804

mmaxfield@texasbankandtrust.com

Address

15632 Hwy 110 S. Suite 15

Whitehouse, TX

Contact

(903) 530-0159

Fax (301) 639-0804

Capitalmortgage.dm@suddenlinkmail.com

Refinancing News for Rusk, Texas 75785