Compare Today’s Refinance Rates for Sachse, Texas 75048
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sachse, Texas 75048.
With a 30-year amortization refinance in Sachse and surrounding areas of Dallas county, our calculations show that you can expect to save up to $5,248 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Sachse, Texas 75048.
Summary of Average Refinances in Sachse, Texas 75048
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Interactive Refinance Rate Projections for Sachse, Texas 75048
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sachse, TX 75048, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sachse, Texas 75048 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sachse, Texas and the surrounding Dallas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Sachse, Texas 75048
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sachse, Texas 75048, we have compiled a list of top refinance brokers to assist you in the process.
Elliott Lewis
Mortgage Lender
101 W Main St # 101
Lewisville, TX 75048
(214) 353-9955
elewis@primeresusa.com
Lynn Reed
Loan Officer
PO Box 557
Gunter, TX 75048
(903) 433-1991
lynn@lynnreed.net
Linda Hammond
Loan Consultant
1901 N. Highway 360, Suite 335
Grand Prairie, TX 75048
(425) 492-1711
Linda.Hammond@caliberhomeloans.com
Mark Cloud
Sr. Loan Consultant
1901 N. Highway 360, Suite 335
Grand Prairie, TX 75048
(425) 492-1711
Mark.Cloud@CaliberHomeLoans.com
Richard Schafer
Branch Manager
1901 N. Highway 360, Suite 335
Grand Prairie, TX 75048
(425) 492-1711
Richard.Schafer@CaliberHomeLoans.com
Address
101 W Main St # 101
Lewisville, TX
Contact
(214) 353-9955
Fax (301) 639-0804
elewis@primeresusa.com
Address
PO Box 557
Gunter, TX
Contact
(903) 433-1991
Fax (301) 639-0804
lynn@lynnreed.net
Address
1901 N. Highway 360, Suite 335
Grand Prairie, TX
Contact
(425) 492-1711
Fax (301) 639-0804
Linda.Hammond@caliberhomeloans.com