Compare Today’s Refinance Rates for Saint Hedwig, Texas 78152
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Saint Hedwig, Texas 78152.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,518 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Saint Hedwig and other areas of Bexar county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Saint Hedwig, Texas 78152
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Interactive Refinance Rate Projections for Saint Hedwig, Texas 78152
Pureloan has developed an interactive chart to monitor the five largest local lenders in Saint Hedwig, TX 78152, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Saint Hedwig, Texas 78152 from 2024 - 2016
The following historical data provides insights into refinancing trends in Saint Hedwig, Texas and the surrounding Bexar county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
| avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
| % 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
| avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
| Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
| Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
| Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
| Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Saint Hedwig, Texas 78152
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Saint Hedwig, Texas 78152, we have compiled a list of top refinance brokers to assist you in the process.
Antoine Artis
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78152
(210) 945-1482
antoine.artis@wellsfargo.com
Jose Gonzalez
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78152
(210) 945-1482
jose.gonzalez@wellsfargo.com
Margie Montague
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78152
(210) 945-1482
margie.montague@wellsfargo.com
Shannon Synatschk
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78152
(210) 945-1482
shannon.synatschk@wellsfargo.com
Cody Terrill
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78152
(210) 945-1482
cody.terrill@wellsfargo.com
Address
8335 Agora Pkwy Ste 106
Schertz, TX
Contact
(210) 945-1482
Fax (301) 639-0804
antoine.artis@wellsfargo.com
Address
8335 Agora Pkwy Ste 106
Schertz, TX
Contact
(210) 945-1482
Fax (301) 639-0804
jose.gonzalez@wellsfargo.com
Address
8335 Agora Pkwy Ste 106
Schertz, TX
Contact
(210) 945-1482
Fax (301) 639-0804
margie.montague@wellsfargo.com