Compare Today’s Refinance Rates for Saint Jo, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Saint Jo, Texas 76265. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $20,190 or $56 / month in Saint Jo and other areas of Montague county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Saint Jo, Texas 76265.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.744024 -97.556756

Summary of Average Refinance Terms in Saint Jo, Texas 76265

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Saint Jo, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Saint Jo, TX 76265, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Saint Jo, TX

Refinance Rates for Saint Jo, Texas 76265 from 2014 - 2021

Below are historical data on refinancing in Saint Jo, Texas and around Montague county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Saint Jo, Texas 76265

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Saint Jo, Texas 76265, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Donna Adair

SR.VicePresident

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX 76265

(940) 397-2343

donnaadair@amnat.com

Alisha Bowers

Leasingr

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX 76265

(940) 397-2493

alishab@amnat.com

Mike Cuba

President

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX 76265

(940) 397-2491

mikec@amnat.com

Brad Dividson

SR.VicePresident

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX 76265

(940) 397-2320

bradd@amnat.com

Croline Groves

Loan officer

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX 76265

(940) 397-2377

carolineg@amnat.com

Address

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX

Contact

(940) 397-2343

Fax (301) 639-0804

donnaadair@amnat.com

Address

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX

Contact

(940) 397-2493

Fax (301) 639-0804

alishab@amnat.com

Address

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX

Contact

(940) 397-2491

Fax (301) 639-0804

mikec@amnat.com

Refinancing News for Saint Jo, Texas 76265