Compare Today’s Refinance Rates for Salado, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Salado, Texas 76571. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Salado and other areas of Bell county, expected lifetime cash savings are $20,190 or $56 / month.

For Salado, Texas 76571, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.949388 -97.532999

Summary of Average Refinance Terms in Salado, Texas 76571

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Salado, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Salado, TX 76571, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Salado, TX

Refinance Rates for Salado, Texas 76571 from 2014 - 2021

Below are historical data on refinancing in Salado, Texas and around Bell county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Salado, Texas 76571

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Salado, Texas 76571, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Deanna Whitson

Senior Mortgage Banker

113 N. Stagecoach Rd.

Salado, TX 76571

(800) 270-3416

deannawhitson@leader1.com

Jonathan Kamenicky

Loan Officer

316 N Main St

Taylor, TX 76571

(512) 352-7641

jkamenicky@cnbanktexas.com

Address

113 N. Stagecoach Rd.

Salado, TX

Contact

(800) 270-3416

Fax (301) 639-0804

deannawhitson@leader1.com

Address

316 N Main St

Taylor, TX

Contact

(512) 352-7641

Fax (301) 639-0804

jkamenicky@cnbanktexas.com

Refinancing News for Salado, Texas 76571

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