Compare Today’s Refinance Rates for Saltillo, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Saltillo, Texas 75478. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Saltillo and other areas of Hopkins county, expected lifetime cash savings are $24,004 or $67 / month.

For Saltillo, Texas 75478, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.176678 -95.343324

Summary of Average Refinance Terms in Saltillo, Texas 75478

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Saltillo, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Saltillo, TX 75478, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Saltillo, TX

Refinance Rates for Saltillo, Texas 75478 from 2014 - 2021

Below are historical data on refinancing in Saltillo, Texas and around Hopkins county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Saltillo, Texas 75478

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Saltillo, Texas 75478, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Todd Meadows

Loan officer

641 Church Street

Sulphur Springs, TX 75478

(903) 439-0738

tmeadows@texasbankandtrust.com

Gary Russell

Loan officer

641 Church Street

Sulphur Springs, TX 75478

(903) 439-0738

grussell@texasbankandtrust.com

Malisa Harrell

AssistantVicePresident/Loanr

107WebbStreet

Daingerfield, TX 75478

(903) 645-2251

mharrell@texashnb.com

Chris Gibbins

VicePresident/BranchManager

215N.HillcrestDrive

SulphurSprings, TX 75478

(903) 438-2000

cgibbins@texashnb.com

Kody Cox

Branch Manager

1305 Shannon Road E.

Sulphur Springs, TX 75478

(903) 885-7608

kcox@texasfcs.com

Address

641 Church Street

Sulphur Springs, TX

Contact

(903) 439-0738

Fax (301) 639-0804

tmeadows@texasbankandtrust.com

Address

641 Church Street

Sulphur Springs, TX

Contact

(903) 439-0738

Fax (301) 639-0804

grussell@texasbankandtrust.com

Address

107WebbStreet

Daingerfield, TX

Contact

(903) 645-2251

Fax (301) 639-0804

mharrell@texashnb.com

Refinancing News for Saltillo, Texas 75478