Compare Today’s Refinance Rates for San Antonio, Texas
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for San Antonio, Texas 78299. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in San Antonio and surrounding areas of Bexar county, your expected lifetime cash savings are $7,518 or $21 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for San Antonio, Texas 78299.
No suitable program is found
Summary of Average Refinance Terms in San Antonio, Texas 78299


Become a certified mortgage expert on Pureloan.com
in San Antonio, Texas 78299
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in San Antonio, TX 78299, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for San Antonio, Texas 78299 from 2012 - 2019
Below are historical data on refinancing in San Antonio, Texas and around Bexar county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 49.16% | 42.53% | 42.61% | 44.84% | 48.26% | 50.25% | 51.46% | 48.84% |
avg refi rate | 4.90% | 4.55% | 3.91% | 3.76% | 4.50% | 4.13% | 3.90% | 3.98% |
% 15 year fixed refinance | 36.45% | 36.80% | 40.10% | 41.89% | 41.29% | 34.61% | 33.76% | 39.24% |
avg refi rate | 4.28% | 3.82% | 3.28% | 3.02% | 3.60% | 3.35% | 3.11% | 3.22% |
Avg credit score | 761.38 | 764.18 | 765.89 | 760.79 | 744.76 | 749.16 | 750.89 | 747.97 |
Avg LTV (loan to value) | 60.88% | 62.88% | 65.74% | 66.02% | 71.13% | 70.97% | 70.92% | 69.57% |
Avg DTI (debt to income) | 32.68 | 32.05 | 31.54 | 31.77 | 34.01 | 34.21 | 34.12 | 35.22 |
Avg refinance insurance % | 0.59% | 1.29% | 1.81% | 2.25% | 4.79% | 4.13% | 3.93% | 3.74% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around San Antonio, Texas 78299
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in San Antonio, Texas 78299, we have compiled a list of the leading refinance brokers to guide you.
Rebecca Obaya
Loan Officer
18615 Tuscany Stone, Suites 100 & 140
San Antonio, TX 78299
(121) 086-3492
rebecca.obaya@fairwaymc.com
Erika Saldana
Loan Officer
18615 Tuscany Stone, Suites 100 & 140
San Antonio, TX 78299
(121) 038-3488
erikas@fairwaymc.com
Linda Cortez
Loan Officer
18615 Tuscany Stone, Suites 100 & 140
San Antonio, TX 78299
(121) 071-4730
linda.cortez@fairwaymc.com
Crystal Villanueva
Loan Officer
18615 Tuscany Stone, Suites 100 & 140
San Antonio, TX 78299
(121) 071-4733
crystal.villanueva@fairwaymc.com
Sophia Perez
Loan Officer
18615 Tuscany Stone, Suites 100 & 140
San Antonio, TX 78299
(121) 041-5279
sophia.perez@fairwaymc.com
Address
18615 Tuscany Stone, Suites 100 & 140
San Antonio, TX
Contact
(121) 086-3492
Fax (301) 639-0804
rebecca.obaya@fairwaymc.com
Address
18615 Tuscany Stone, Suites 100 & 140
San Antonio, TX
Contact
(121) 038-3488
Fax (301) 639-0804
erikas@fairwaymc.com
Address
18615 Tuscany Stone, Suites 100 & 140
San Antonio, TX
Contact
(121) 071-4730
Fax (301) 639-0804
linda.cortez@fairwaymc.com