Compare Today’s Refinance Rates for San Marcos, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for San Marcos, Texas 78667. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $24,004 or $67 / month in San Marcos and other areas of Hays county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for San Marcos, Texas 78667.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.883056 -97.941111

Summary of Average Refinance Terms in San Marcos, Texas 78667

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for San Marcos, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in San Marcos, TX 78667, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for San Marcos, TX

Refinance Rates for San Marcos, Texas 78667 from 2014 - 2021

Below are historical data on refinancing in San Marcos, Texas and around Hays county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around San Marcos, Texas 78667

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in San Marcos, Texas 78667, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Paula New

laon officer

100B N Edward GarySte 101

San Marcos, TX 78667

(512) 353-2656

Pnew@Bankoftexas.Com

Oscar Dupre

Residential Mortgage Loan Originator

215 W View Dr

Wimberley, TX 78667

(512) 847-5443

omega100@gvtc.com

Abby Hopkins

Mortgage Loan Originator

10700 Pecan Park Blvd. Ste. 450,

Birmingham, AL 78667

ABHopkins@dhimortgage.com

Angela Barns

Mortgage Loan Originator

10700 Pecan Park Blvd. Ste. 450,

Birmingham, AL 78667

(205) 977-4132

ACBarns@dhimortgage.com

Sherry Mitchell

Loan Officer

10700 Pecan Park Blvd. Ste. 450,

Birmingham, AL 78667

(512) 502-0545

Sherrym@mortgageamerica.com

Address

100B N Edward GarySte 101

San Marcos, TX

Contact

(512) 353-2656

Fax (301) 639-0804

Pnew@Bankoftexas.Com

Address

215 W View Dr

Wimberley, TX

Contact

(512) 847-5443

Fax (301) 639-0804

omega100@gvtc.com

Address

10700 Pecan Park Blvd. Ste. 450,

Birmingham, AL

Contact

Fax (301) 639-0804

ABHopkins@dhimortgage.com

Refinancing News for San Marcos, Texas 78667

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