Compare Today’s Refinance Rates for San Saba, Texas 76877
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in San Saba, Texas 76877.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $1,948 over the lifetime of your mortgage, which translates to a monthly savings of $5 in San Saba and other areas of San Saba county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in San Saba, Texas 76877
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Interactive Refinance Rate Projections for San Saba, Texas 76877
Pureloan has developed an interactive chart to monitor the five largest local lenders in San Saba, TX 76877, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in San Saba, Texas 76877 from 2024 - 2016
The following historical data provides insights into refinancing trends in San Saba, Texas and the surrounding San Saba county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
| avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
| % 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
| avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
| Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
| Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
| Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
| Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around San Saba, Texas 76877
If you are considering refinancing your mortgage or obtaining a cash-out refinance in San Saba, Texas 76877, we have compiled a list of top refinance brokers to assist you in the process.
Wes Masters
Sr. VP Mortgage Lending
3471 Knickerbocker Rd
San Angelo, TX 76877
(325) 659-5850
wmasters@ffin.com
Spencer Murphy
Vice President
3471 Knickerbocker Rd
San Angelo, TX 76877
(325) 659-5858
smurphy@ffin.com
Karah Ward-Bowles
loan officer
2801 Southwest Blvd.
San Angelo, TX 76877
(325) 227-4680
kward@guildmortgage.net
Hugo Deanda
Loan Officer
3017 Knickerbocker Rd
San Angelo, TX 76877
(325) 374-1573
Hdeanda@Legacylends.Com
Stormie Wilde
Loan Officer
3017 Knickerbocker Rd
San Angelo,, TX 76877
(325) 812-8389
Swilde@Legacylends.Com
Address
3471 Knickerbocker Rd
San Angelo, TX
Contact
(325) 659-5850
Fax (301) 639-0804
wmasters@ffin.com
Address
3471 Knickerbocker Rd
San Angelo, TX
Contact
(325) 659-5858
Fax (301) 639-0804
smurphy@ffin.com
Address
2801 Southwest Blvd.
San Angelo, TX
Contact
(325) 227-4680
Fax (301) 639-0804
kward@guildmortgage.net