Compare Today’s Refinance Rates for Santa Maria, Texas 78592
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Santa Maria, Texas 78592.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $1,102 over the lifetime of your mortgage, which translates to a monthly savings of $3 in Santa Maria and other areas of Cameron county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Santa Maria, Texas 78592
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Interactive Refinance Rate Projections for Santa Maria, Texas 78592
Pureloan has developed an interactive chart to monitor the five largest local lenders in Santa Maria, TX 78592, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Santa Maria, Texas 78592 from 2024 - 2016
The following historical data provides insights into refinancing trends in Santa Maria, Texas and the surrounding Cameron county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.07% | 48.37% | 39.28% | 38.84% | 60.65% | 60.21% | 51.12% | 41.67% | 41.54% |
avg refi rate | 6.47% | 4.02% | 3.08% | 3.49% | 4.61% | 4.82% | 4.39% | 4.18% | 4.34% |
% 15 year fixed refinance | 9.17% | 34.29% | 42.29% | 43.72% | 30.46% | 31.14% | 40.58% | 46.21% | 46.15% |
avg refi rate | 5.56% | 2.96% | 2.54% | 2.89% | 3.95% | 4.12% | 3.58% | 3.42% | 3.55% |
Avg credit score | 744.50 | 761.35 | 732.15 | 736.37 | 728.90 | 718.32 | 723.73 | 725.31 | 729.14 |
Avg LTV (loan to value) | 74.65% | 65.54% | 69.57% | 73.69% | 74.68% | 75.17% | 74.22% | 75.84% | 73.86% |
Avg DTI (debt to income) | 37.17 | 36.06 | 34.89 | 35.12 | 36.02 | 36.29 | 35.81 | 35.31 | 34.90 |
Avg refinance insurance % | 8.65% | 2.60% | 3.47% | 5.59% | 8.34% | 7.97% | 6.08% | 6.68% | 5.81% |
Best Refinance Brokers around Santa Maria, Texas 78592
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Santa Maria, Texas 78592, we have compiled a list of top refinance brokers to assist you in the process.
Mickey Smith
Branch Manager / Banker
701 E Johnson St
Burnet, TX 78592
(830) 693-4600
mickey@sw-funding.com
Ryan Smith
Loan Officers
701 E Johnson St
Burnet, TX 78592
(512) 715-0055
ryan@sw-funding.com
April Downey
Mortgage Consultant
317 Railroad St
Buda, TX 78592
(512) 658-0660
adowney@independencetitle.com
Oscar Dupre
Residential Mortgage Loan Originator
215 W View Dr
Wimberley, TX 78592
(512) 847-5443
omega100@gvtc.com
Paul Johnson
Loan Officer
12001 W Parmer Ln Ste 250
Cedar Park, TX 78592
(512) 326-2186
paul@texasstatemortgage.com
Address
701 E Johnson St
Burnet, TX
Contact
(830) 693-4600
Fax (301) 639-0804
mickey@sw-funding.com
Address
701 E Johnson St
Burnet, TX
Contact
(512) 715-0055
Fax (301) 639-0804
ryan@sw-funding.com
Address
317 Railroad St
Buda, TX
Contact
(512) 658-0660
Fax (301) 639-0804
adowney@independencetitle.com