Compare Today’s Refinance Rates for Saratoga, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Saratoga, Texas 77585. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Saratoga and surrounding areas of Hardin county, your expected lifetime cash savings are $9,857 or $27 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Saratoga, Texas 77585.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.339817 -94.571718

Summary of Average Refinance Terms in Saratoga, Texas 77585

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Saratoga, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Saratoga, TX 77585, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Saratoga, TX

Refinance Rates for Saratoga, Texas 77585 from 2014 - 2021

Below are historical data on refinancing in Saratoga, Texas and around Hardin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Saratoga, Texas 77585

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Saratoga, Texas 77585, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kathryn Jones

Mortgage Loan Officer

1373 W Bay Area Blvd

Webster, TX 77585

(281) 724-2116

KJones@bbandt.com

Kathryn Jones

Mortgage Loan Officer

1373 W Bay Area Blvd

Webster, TX 77585

(281) 724-2116

kjones-hunter@bbandt.com

Kim Babineaux

Sr.Loan officer/MortgageConsultant

711W.BayAreaBlvd.Suite102

Webster, TX 77585

(713) 369-6554

kbabineaux@hometrust.com

Andrea Brinegar

Sr.MortgageBanker

711W.BayAreaBlvd.Suite102

Webster, TX 77585

(713) 369-6565

abrinegar@hometrust.com

Jeri Knapp

PersonalMortgageConsultant

711W.BayAreaBlvd.Suite102

Webster, TX 77585

(281) 338-2200

jknapp@hometrust.com

Address

1373 W Bay Area Blvd

Webster, TX

Contact

(281) 724-2116

Fax (301) 639-0804

KJones@bbandt.com

Address

1373 W Bay Area Blvd

Webster, TX

Contact

(281) 724-2116

Fax (301) 639-0804

kjones-hunter@bbandt.com

Address

711W.BayAreaBlvd.Suite102

Webster, TX

Contact

(713) 369-6554

Fax (301) 639-0804

kbabineaux@hometrust.com

Refinancing News for Saratoga, Texas 77585