Compare Today’s Refinance Rates for Schertz, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Schertz, Texas 78154. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Schertz and other areas of Guadalupe county, expected lifetime cash savings are $18,776 or $52 / month.

For Schertz, Texas 78154, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.568159 -98.272214

Summary of Average Refinance Terms in Schertz, Texas 78154

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Schertz, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Schertz, TX 78154, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Schertz, TX

Refinance Rates for Schertz, Texas 78154 from 2014 - 2021

Below are historical data on refinancing in Schertz, Texas and around Guadalupe county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Schertz, Texas 78154

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Schertz, Texas 78154, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Mario Galdos

Loan Officer

3820 FM 3009, Suite 148

Schertz, TX 78154

(210) 476-5523

Mario.Galdos@Legacymutual.Com

James Vorpahl

Home Mortgage Consultant

8335 Agora Pkwy Ste 106

Schertz, TX 78154

(210) 945-1482

james.vorpahl@wellsfargo.com

Cody Terrill

Home Mortgage Consultant

8335 Agora Pkwy Ste 106

Schertz, TX 78154

(210) 945-1482

cody.terrill@wellsfargo.com

Shannon Synatschk

Home Mortgage Consultant

8335 Agora Pkwy Ste 106

Schertz, TX 78154

(210) 945-1482

shannon.synatschk@wellsfargo.com

Margie Montague

Home Mortgage Consultant

8335 Agora Pkwy Ste 106

Schertz, TX 78154

(210) 945-1482

margie.montague@wellsfargo.com

Address

3820 FM 3009, Suite 148

Schertz, TX

Contact

(210) 476-5523

Fax (301) 639-0804

Mario.Galdos@Legacymutual.Com

Address

8335 Agora Pkwy Ste 106

Schertz, TX

Contact

(210) 945-1482

Fax (301) 639-0804

james.vorpahl@wellsfargo.com

Address

8335 Agora Pkwy Ste 106

Schertz, TX

Contact

(210) 945-1482

Fax (301) 639-0804

cody.terrill@wellsfargo.com

Refinancing News for Schertz, Texas 78154