Compare Today’s Refinance Rates for Scroggins, Texas 75480
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Scroggins, Texas 75480.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,773 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Scroggins and other areas of Franklin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Scroggins, Texas 75480
Become a certified mortgage expert on Pureloan.com
in Scroggins, Texas 75480
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Scroggins, Texas 75480
Pureloan has developed an interactive chart to monitor the five largest local lenders in Scroggins, TX 75480, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Scroggins, Texas 75480 from 2024 - 2016
The following historical data provides insights into refinancing trends in Scroggins, Texas and the surrounding Franklin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Scroggins, Texas 75480
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Scroggins, Texas 75480, we have compiled a list of top refinance brokers to assist you in the process.
Todd Meadows
Loan officer
641 Church Street
Sulphur Springs, TX 75480
(903) 439-0738
tmeadows@texasbankandtrust.com
Gary Russell
Loan officer
641 Church Street
Sulphur Springs, TX 75480
(903) 439-0738
grussell@texasbankandtrust.com
Malisa Harrell
AssistantVicePresident/Loanr
107WebbStreet
Daingerfield, TX 75480
(903) 645-2251
mharrell@texashnb.com
Chris Gibbins
VicePresident/BranchManager
215N.HillcrestDrive
SulphurSprings, TX 75480
(903) 438-2000
cgibbins@texashnb.com
Kody Cox
Branch Manager
1305 Shannon Road E.
Sulphur Springs, TX 75480
(903) 885-7608
kcox@texasfcs.com
Address
641 Church Street
Sulphur Springs, TX
Contact
(903) 439-0738
Fax (301) 639-0804
tmeadows@texasbankandtrust.com
Address
641 Church Street
Sulphur Springs, TX
Contact
(903) 439-0738
Fax (301) 639-0804
grussell@texasbankandtrust.com
Address
107WebbStreet
Daingerfield, TX
Contact
(903) 645-2251
Fax (301) 639-0804
mharrell@texashnb.com