Compare Today’s Refinance Rates for Scroggins, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Scroggins, Texas 75480. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $21,917 or $61 / month in Scroggins and other areas of Franklin county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Scroggins, Texas 75480.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.991177 -95.239683

Summary of Average Refinance Terms in Scroggins, Texas 75480

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Scroggins, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Scroggins, TX 75480, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Scroggins, TX

Refinance Rates for Scroggins, Texas 75480 from 2014 - 2021

Below are historical data on refinancing in Scroggins, Texas and around Franklin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Scroggins, Texas 75480

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Scroggins, Texas 75480, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Todd Meadows

Loan officer

641 Church Street

Sulphur Springs, TX 75480

(903) 439-0738

tmeadows@texasbankandtrust.com

Gary Russell

Loan officer

641 Church Street

Sulphur Springs, TX 75480

(903) 439-0738

grussell@texasbankandtrust.com

Malisa Harrell

AssistantVicePresident/Loanr

107WebbStreet

Daingerfield, TX 75480

(903) 645-2251

mharrell@texashnb.com

Chris Gibbins

VicePresident/BranchManager

215N.HillcrestDrive

SulphurSprings, TX 75480

(903) 438-2000

cgibbins@texashnb.com

Kody Cox

Branch Manager

1305 Shannon Road E.

Sulphur Springs, TX 75480

(903) 885-7608

kcox@texasfcs.com

Address

641 Church Street

Sulphur Springs, TX

Contact

(903) 439-0738

Fax (301) 639-0804

tmeadows@texasbankandtrust.com

Address

641 Church Street

Sulphur Springs, TX

Contact

(903) 439-0738

Fax (301) 639-0804

grussell@texasbankandtrust.com

Address

107WebbStreet

Daingerfield, TX

Contact

(903) 645-2251

Fax (301) 639-0804

mharrell@texashnb.com

Refinancing News for Scroggins, Texas 75480