Compare Today’s Refinance Rates for Seguin, Texas 78155
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Seguin, Texas 78155.
With a 30-year amortization refinance in Seguin and surrounding areas of Guadalupe county, our calculations show that you can expect to save up to $4,125 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Seguin, Texas 78155.
Summary of Average Refinances in Seguin, Texas 78155
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Interactive Refinance Rate Projections for Seguin, Texas 78155
Pureloan has developed an interactive chart to monitor the five largest local lenders in Seguin, TX 78155, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Seguin, Texas 78155 from 2024 - 2016
The following historical data provides insights into refinancing trends in Seguin, Texas and the surrounding Guadalupe county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
| avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
| % 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
| avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
| Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
| Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
| Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
| Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Seguin, Texas 78155
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Seguin, Texas 78155, we have compiled a list of top refinance brokers to assist you in the process.
Donna Lafont
Loan officer
109 West Court Street
Seguin, TX 78155
(832) 410-4259
dlafont@unionhomemortgage.com
AJ Allee
Loan officer
2395 Bulverde Rd
Bulverde, TX 78155
(830) 438-8119
aj@alamolending.com
Merrily Brown
Loan Officer
29750 US 281 North
Bulverde, TX 78155
(210) 340-1390
merrily@alamolending.com
Cynthia Bayoumy
Loan Officer
1737 W Mariposa Dr
San Antonio, TX 78155
(210) 734-9204
CDaoud6@gmail.com
Olga Kucerak
President
222 E Houston St Apt 1600
San Antonio, TX 78155
(210) 828-3384
olga@crownlending.com
Address
109 West Court Street
Seguin, TX
Contact
(832) 410-4259
Fax (301) 639-0804
dlafont@unionhomemortgage.com
Address
2395 Bulverde Rd
Bulverde, TX
Contact
(830) 438-8119
Fax (301) 639-0804
aj@alamolending.com
Address
29750 US 281 North
Bulverde, TX
Contact
(210) 340-1390
Fax (301) 639-0804
merrily@alamolending.com