Compare Today’s Refinance Rates for Shamrock, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Shamrock, Texas 79079. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Shamrock and other areas of Wheeler county, expected lifetime cash savings are $9,904 or $28 / month.

For Shamrock, Texas 79079, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

35.220596 -100.262152

Summary of Average Refinance Terms in Shamrock, Texas 79079

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Shamrock, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Shamrock, TX 79079, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Shamrock, TX

Refinance Rates for Shamrock, Texas 79079 from 2014 - 2021

Below are historical data on refinancing in Shamrock, Texas and around Wheeler county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 53.29% 41.87% 51.91% 49.80% 50.76% 60.83% 53.97% 41.46%
avg refi rate 4.84% 4.43% 3.86% 3.64% 4.49% 4.00% 3.81% 3.90%
% 15 year fixed refinance 33.03% 39.73% 33.23% 37.96% 37.06% 26.73% 36.36% 42.68%
avg refi rate 4.28% 3.77% 3.25% 2.94% 3.51% 3.21% 3.06% 3.06%
Avg credit score 767.67 767.56 769.51 765.74 752.54 758.16 761.08 757.24
Avg LTV (loan to value) 56.90% 58.52% 59.31% 60.10% 65.06% 65.47% 64.89% 62.02%
Avg DTI (debt to income) 29.81 31.32 30.56 30.81 33.28 32.83 31.97 33.07
Avg refinance insurance % 0.50% 0.93% 0.81% 1.46% 2.16% 2.31% 1.80% 1.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Shamrock, Texas 79079

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Shamrock, Texas 79079, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Donna Brandt-Presley

Loan Originator

3440 Bell St Unit 326

Amarillo, TX 79079

(432) 550-2011

dpresley@primelending.com

John Hays

Loan Officer

6401 Bell St

Amarillo, TX 79079

(806) 353-9999

JHays@accesscu.net

Bonnie Altman

Loan Officer

3900 S. Soncy Road

Amarillo, TX 79079

(806) 371-3314

Baltman@Fcbtexas.Com

Heather Cooper

Loan Officer

3900 S. Soncy Road

Amarillo, TX 79079

(806) 371-3316

Hcooper@Fcbtexas.Com

Brandi Craner

Loan Officer

200-A Westgate Pkwy

Amarillo, TX 79079

(806) 367-9482

Bcraner@Firstmortgageco.Com

Address

3440 Bell St Unit 326

Amarillo, TX

Contact

(432) 550-2011

Fax (301) 639-0804

dpresley@primelending.com

Address

6401 Bell St

Amarillo, TX

Contact

(806) 353-9999

Fax (301) 639-0804

JHays@accesscu.net

Address

3900 S. Soncy Road

Amarillo, TX

Contact

(806) 371-3314

Fax (301) 639-0804

Baltman@Fcbtexas.Com

Refinancing News for Shamrock, Texas 79079

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