Compare Today’s Refinance Rates for Sheffield, Texas 79781
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sheffield, Texas 79781.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,987 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Sheffield and other areas of Pecos county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Sheffield, Texas 79781
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Sheffield, Texas 79781
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sheffield, TX 79781, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sheffield, Texas 79781 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sheffield, Texas and the surrounding Pecos county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
| avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
| % 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
| avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
| Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
| Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
| Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
| Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Sheffield, Texas 79781
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sheffield, Texas 79781, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Rosa Baeza
Loan Officer
301 S. Highland Street
Marfa, TX 79781
(432) 729-4344
arbaeza@marfanb.com
Address
301 S. Highland Street
Marfa, TX
Contact
(432) 729-4344
Fax (301) 639-0804
arbaeza@marfanb.com