Compare Today’s Refinance Rates for Shelbyville, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Shelbyville, Texas 75973. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Shelbyville and other areas of Shelby county, expected lifetime cash savings are $13,888 or $39 / month.

For Shelbyville, Texas 75973, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

31.786468 -94.186947

Summary of Average Refinance Terms in Shelbyville, Texas 75973

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Shelbyville, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Shelbyville, TX 75973, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Shelbyville, TX

Refinance Rates for Shelbyville, Texas 75973 from 2014 - 2021

Below are historical data on refinancing in Shelbyville, Texas and around Shelby county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Shelbyville, Texas 75973

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Shelbyville, Texas 75973, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Donna Carrell

Mortgage Loan Officer

102 W Columbia St

San Augustine, TX 75973

(936) 275-2361

dcarrell@texasbankandtrust.com

Carolyn Hamnett

Mortgage Loan Officer

102 W Columbia St

San Augustine, TX 75973

(936) 275-2361

chamnett@texasbankandtrust.com

Shaundra Hardt

Loan Originator

1712 Santa Fe Dr

Weatherford, TX 75973

(817) 596-7878

shardt@primelending.com

Tom Cudd

Loan Officer/Vice President

1630 E Lamar Blvd Ste 140

Arlington, TX 75973

(817) 916-6980

Tom.Cudd@SouthwestBank.com

Richard Schafer

Loan officer

1201 W Green Oaks Blvd

Arlington, TX 75973

(817) 654-8501

richard@yhtm.com

Address

102 W Columbia St

San Augustine, TX

Contact

(936) 275-2361

Fax (301) 639-0804

dcarrell@texasbankandtrust.com

Address

102 W Columbia St

San Augustine, TX

Contact

(936) 275-2361

Fax (301) 639-0804

chamnett@texasbankandtrust.com

Address

1712 Santa Fe Dr

Weatherford, TX

Contact

(817) 596-7878

Fax (301) 639-0804

shardt@primelending.com

Refinancing News for Shelbyville, Texas 75973