Compare Today’s Refinance Rates for Shepherd, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Shepherd, Texas 77371. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Shepherd and surrounding areas of San Jacinto county, your expected lifetime cash savings are $26,195 or $73 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Shepherd, Texas 77371.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.483396 -95.092913

Summary of Average Refinance Terms in Shepherd, Texas 77371

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Shepherd, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Shepherd, TX 77371, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Shepherd, TX

Refinance Rates for Shepherd, Texas 77371 from 2014 - 2021

Below are historical data on refinancing in Shepherd, Texas and around San Jacinto county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Shepherd, Texas 77371

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Shepherd, Texas 77371, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kirk Hertzenberg

Mortgage Loan Originator

18750 Interstate 45

Spring, TX 77371

(281) 825-4459

khertzenberg@criterionmortgage.com

Colter Kruckeberg

Mortgage Loan Originator

18750 Interstate 45

Spring, TX 77371

(281) 825-4434

colter@criterionmortgage.com

Bob Ellis

Home Mortgage Consultant

27702 State Highway 249

Tomball, TX 77371

(281) 785-8290

bob.ellis@wellsfargo.com

Richard Legare

Home Mortgage Consultant

27702 State Highway 249

Tomball, TX 77371

(281) 255-5080

richard.n.legare@wellsfargo.com

Natalie Chumley

Home Mortgage Consultant

27702 State Highway 249

Tomball, TX 77371

(281) 541-7048

natalie.a.chumley@wellsfargo.com

Address

18750 Interstate 45

Spring, TX

Contact

(281) 825-4459

Fax (301) 639-0804

khertzenberg@criterionmortgage.com

Address

18750 Interstate 45

Spring, TX

Contact

(281) 825-4434

Fax (301) 639-0804

colter@criterionmortgage.com

Address

27702 State Highway 249

Tomball, TX

Contact

(281) 785-8290

Fax (301) 639-0804

bob.ellis@wellsfargo.com

Refinancing News for Shepherd, Texas 77371

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