Compare Today’s Refinance Rates for Smiley, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Smiley, Texas 78159. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Smiley and other areas of Gonzales county, expected lifetime cash savings are $14,713 or $41 / month.

For Smiley, Texas 78159, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.265529 -97.622712

Summary of Average Refinance Terms in Smiley, Texas 78159

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Smiley, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Smiley, TX 78159, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Smiley, TX

Refinance Rates for Smiley, Texas 78159 from 2014 - 2021

Below are historical data on refinancing in Smiley, Texas and around Gonzales county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Smiley, Texas 78159

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Smiley, Texas 78159, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

AJ Allee

Loan officer

2395 Bulverde Rd

Bulverde, TX 78159

(830) 438-8119

aj@alamolending.com

Merrily Brown

Loan Officer

29750 US 281 North

Bulverde, TX 78159

(210) 340-1390

merrily@alamolending.com

Cynthia Bayoumy

Loan Officer

1737 W Mariposa Dr

San Antonio, TX 78159

(210) 734-9204

CDaoud6@gmail.com

Olga Kucerak

President

222 E Houston St Apt 1600

San Antonio, TX 78159

(210) 828-3384

olga@crownlending.com

Adam Hughes

Loan Officer

1635 NE Loop 410 Ste 700

San Antonio, TX 78159

(210) 492-4900

Adam.Hughes@Legacymutual.com

Address

2395 Bulverde Rd

Bulverde, TX

Contact

(830) 438-8119

Fax (301) 639-0804

aj@alamolending.com

Address

29750 US 281 North

Bulverde, TX

Contact

(210) 340-1390

Fax (301) 639-0804

merrily@alamolending.com

Address

1737 W Mariposa Dr

San Antonio, TX

Contact

(210) 734-9204

Fax (301) 639-0804

CDaoud6@gmail.com

Refinancing News for Smiley, Texas 78159