Compare Today’s Refinance Rates for Smithville, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Smithville, Texas 78957. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Smithville and surrounding areas of Bastrop county, your expected lifetime cash savings are $81,528 or $226 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Smithville, Texas 78957.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.017813 -97.149396

Summary of Average Refinance Terms in Smithville, Texas 78957

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Smithville, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Smithville, TX 78957, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Smithville, TX

Refinance Rates for Smithville, Texas 78957 from 2014 - 2021

Below are historical data on refinancing in Smithville, Texas and around Bastrop county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Smithville, Texas 78957

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Smithville, Texas 78957, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Monica Aragon

Mortgage Lender

1908 4th Avenue

Canyon, TX 78957

(806) 881-0034

maragon@happybank.com

Address

1908 4th Avenue

Canyon, TX

Contact

(806) 881-0034

Fax (301) 639-0804

maragon@happybank.com

Refinancing News for Smithville, Texas 78957