Compare Today’s Refinance Rates for Somerset, Texas 78069
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Somerset, Texas 78069.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Somerset, Texas 78069. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,987 or $14 per month in Somerset and other parts of Bexar county.
Summary of Average Refinances in Somerset, Texas 78069
Become a certified mortgage expert on Pureloan.com
in Somerset, Texas 78069
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Somerset, Texas 78069
Pureloan has developed an interactive chart to monitor the five largest local lenders in Somerset, TX 78069, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Somerset, Texas 78069 from 2024 - 2016
The following historical data provides insights into refinancing trends in Somerset, Texas and the surrounding Bexar county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
% 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Somerset, Texas 78069
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Somerset, Texas 78069, we have compiled a list of top refinance brokers to assist you in the process.
Monica Townsend
Mortgage Loan Processor
12005 Ford Road, Suite 800
San Antonio, TX 78069
(210) 945-3300
MonicaTownsend@rbfcu.org
Antoine Artis
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78069
(210) 945-1482
antoine.artis@wellsfargo.com
Jose Gonzalez
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78069
(210) 945-1482
jose.gonzalez@wellsfargo.com
Margie Montague
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78069
(210) 945-1482
margie.montague@wellsfargo.com
Shannon Synatschk
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78069
(210) 945-1482
shannon.synatschk@wellsfargo.com
Address
12005 Ford Road, Suite 800
San Antonio, TX
Contact
(210) 945-3300
Fax (301) 639-0804
MonicaTownsend@rbfcu.org
Address
8335 Agora Pkwy Ste 106
Schertz, TX
Contact
(210) 945-1482
Fax (301) 639-0804
antoine.artis@wellsfargo.com
Address
8335 Agora Pkwy Ste 106
Schertz, TX
Contact
(210) 945-1482
Fax (301) 639-0804
jose.gonzalez@wellsfargo.com