Compare Today’s Refinance Rates for Sour Lake, Texas 77659
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sour Lake, Texas 77659.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,287 over the lifetime of your mortgage, which translates to a monthly savings of $20 in Sour Lake and other areas of Hardin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Sour Lake, Texas 77659
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Interactive Refinance Rate Projections for Sour Lake, Texas 77659
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sour Lake, TX 77659, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sour Lake, Texas 77659 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sour Lake, Texas and the surrounding Hardin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
| avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
| % 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
| avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
| Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
| Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
| Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
| Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Sour Lake, Texas 77659
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sour Lake, Texas 77659, we have compiled a list of top refinance brokers to assist you in the process.
Gene Dupuis
Loan Officer
355 N Main St
Vidor, TX 77659
(409) 466-9799
GeneD@Openmtg.com
Vicki Cook
CEO / President
660 S M L King Jr Pkwy
Beaumont, TX 77659
(409) 899-1035 Ext.
vcook@bmtccu.com
Angel Diamantis
Vice President
660 S M L King Jr Pkwy
Beaumont, TX 77659
(409) 899-1035 Ext.
adiamantis@bmtccu.com
Trellis Angelle
Loan Officer
660 S M L King Jr Pkwy
Beaumont, TX 77659
(409) 899-1035 Ext.
tangelle@bmtccu.com
Melissa Horn
Loan Processor/Collections Mgr
660 S M L King Jr Pkwy
Beaumont, TX 77659
(409) 899-1035 Ext.
mhorn@bmtccu.com
Address
355 N Main St
Vidor, TX
Contact
(409) 466-9799
Fax (301) 639-0804
GeneD@Openmtg.com
Address
660 S M L King Jr Pkwy
Beaumont, TX
Contact
(409) 899-1035 Ext.
Fax (301) 639-0804
vcook@bmtccu.com
Address
660 S M L King Jr Pkwy
Beaumont, TX
Contact
(409) 899-1035 Ext.
Fax (301) 639-0804
adiamantis@bmtccu.com