Compare Today’s Refinance Rates for South Bend, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for South Bend, Texas 76481. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in South Bend and surrounding areas of Young county, your expected lifetime cash savings are $15,277 or $42 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for South Bend, Texas 76481.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.959722 -98.765

Summary of Average Refinance Terms in South Bend, Texas 76481

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for South Bend, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in South Bend, TX 76481, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for South Bend, TX

Refinance Rates for South Bend, Texas 76481 from 2014 - 2021

Below are historical data on refinancing in South Bend, Texas and around Young county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around South Bend, Texas 76481

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in South Bend, Texas 76481, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kevin Caroll

Loan Officer

18 S. Main St. Map View

Temple, TX 76481

(254) 774-5530

kcarroll@extracobanks.com

Jacob Youngblood

Europa Financing LLC

520 N Main St

Temple, TX 76481

(512) 775-3329

Jacob@europafinancing.com

Brandon Sparks

Europa Financing LLC

520 N Main St

Temple, TX 76481

(512) 796-4569

Brandon@europafinancing.com

Wes Ket

Mortgage Lender

2305?BIRDCREEK Terrace

Temple, TX 76481

(254) 773-7395

waket@dhimortgage.com

Stan Jackson

Loan Officer

3615 S. 31st St. Map View

Temple, TX 76481

(254) 774-5817

sjackson@extracobanks.com

Address

18 S. Main St. Map View

Temple, TX

Contact

(254) 774-5530

Fax (301) 639-0804

kcarroll@extracobanks.com

Address

520 N Main St

Temple, TX

Contact

(512) 775-3329

Fax (301) 639-0804

Jacob@europafinancing.com

Address

520 N Main St

Temple, TX

Contact

(512) 796-4569

Fax (301) 639-0804

Brandon@europafinancing.com

Refinancing News for South Bend, Texas 76481