Compare Today’s Refinance Rates for South Plains, Texas
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for South Plains, Texas 79258. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in South Plains and other areas of Floyd county, expected lifetime cash savings are $6,931 or $19 / month.
For South Plains, Texas 79258, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in South Plains, Texas 79258
Total Closing Costs
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Customized Refinance Rate Projections for South Plains, TX
For refinance rate forecasts and predictions in South Plains, TX 79258, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for South Plains, Texas 79258 from 2014 - 2021
Below are historical data on refinancing in South Plains, Texas and around Floyd county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||53.29%||41.87%||51.91%||49.80%||50.76%||60.83%||53.97%||41.46%|
|avg refi rate||4.84%||4.43%||3.86%||3.64%||4.49%||4.00%||3.81%||3.90%|
|% 15 year fixed refinance||33.03%||39.73%||33.23%||37.96%||37.06%||26.73%||36.36%||42.68%|
|avg refi rate||4.28%||3.77%||3.25%||2.94%||3.51%||3.21%||3.06%||3.06%|
|Avg credit score||767.67||767.56||769.51||765.74||752.54||758.16||761.08||757.24|
|Avg LTV (loan to value)||56.90%||58.52%||59.31%||60.10%||65.06%||65.47%||64.89%||62.02%|
|Avg DTI (debt to income)||29.81||31.32||30.56||30.81||33.28||32.83||31.97||33.07|
|Avg refinance insurance %||0.50%||0.93%||0.81%||1.46%||2.16%||2.31%||1.80%||1.97%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around South Plains, Texas 79258
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in South Plains, Texas 79258, we have compiled a list of the leading refinance brokers to guide you.
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