Compare Today’s Refinance Rates for Southmayd, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Southmayd, Texas 76268. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Southmayd and surrounding areas of Grayson county, your expected lifetime cash savings are $19,485 or $54 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Southmayd, Texas 76268.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.6511 -96.6655

Summary of Average Refinance Terms in Southmayd, Texas 76268

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Southmayd, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Southmayd, TX 76268, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Southmayd, TX

Refinance Rates for Southmayd, Texas 76268 from 2014 - 2021

Below are historical data on refinancing in Southmayd, Texas and around Grayson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Southmayd, Texas 76268

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Southmayd, Texas 76268, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Donna Adair

SR.VicePresident

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX 76268

(940) 397-2343

donnaadair@amnat.com

Alisha Bowers

Leasingr

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX 76268

(940) 397-2493

alishab@amnat.com

Mike Cuba

President

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX 76268

(940) 397-2491

mikec@amnat.com

Brad Dividson

SR.VicePresident

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX 76268

(940) 397-2320

bradd@amnat.com

Croline Groves

Loan officer

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX 76268

(940) 397-2377

carolineg@amnat.com

Address

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX

Contact

(940) 397-2343

Fax (301) 639-0804

donnaadair@amnat.com

Address

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX

Contact

(940) 397-2493

Fax (301) 639-0804

alishab@amnat.com

Address

2732MidwesternParkwayPOBOX4477

WichitaFalls, TX

Contact

(940) 397-2491

Fax (301) 639-0804

mikec@amnat.com

Refinancing News for Southmayd, Texas 76268