Compare Today’s Refinance Rates for Staples, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Staples, Texas 78670. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Staples and other areas of Caldwell county, expected lifetime cash savings are $29,084 or $81 / month.

For Staples, Texas 78670, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.793328 -97.79332

Summary of Average Refinance Terms in Staples, Texas 78670

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Staples, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Staples, TX 78670, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Staples, TX

Refinance Rates for Staples, Texas 78670 from 2014 - 2021

Below are historical data on refinancing in Staples, Texas and around Caldwell county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Staples, Texas 78670

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Staples, Texas 78670, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Oscar Dupre

Residential Mortgage Loan Originator

215 W View Dr

Wimberley, TX 78670

(512) 847-5443

omega100@gvtc.com

Abby Hopkins

Mortgage Loan Originator

10700 Pecan Park Blvd. Ste. 450,

Birmingham, AL 78670

ABHopkins@dhimortgage.com

Angela Barns

Mortgage Loan Originator

10700 Pecan Park Blvd. Ste. 450,

Birmingham, AL 78670

(205) 977-4132

ACBarns@dhimortgage.com

Sherry Mitchell

Loan Officer

10700 Pecan Park Blvd. Ste. 450,

Birmingham, AL 78670

(512) 502-0545

Sherrym@mortgageamerica.com

Phillis Jackson

Loan Officer

14101 W Highway 290 Ste 1300

Austin, TX 78670

(512) 492-3300

Phillisjackson@openmtg.com

Address

215 W View Dr

Wimberley, TX

Contact

(512) 847-5443

Fax (301) 639-0804

omega100@gvtc.com

Address

10700 Pecan Park Blvd. Ste. 450,

Birmingham, AL

Contact

Fax (301) 639-0804

ABHopkins@dhimortgage.com

Address

10700 Pecan Park Blvd. Ste. 450,

Birmingham, AL

Contact

(205) 977-4132

Fax (301) 639-0804

ACBarns@dhimortgage.com

Refinancing News for Staples, Texas 78670

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