Compare Today’s Refinance Rates for Stephenville, Texas
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Stephenville, Texas 76401. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Stephenville and surrounding areas of Erath county, your expected lifetime cash savings are $20,190 or $56 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Stephenville, Texas 76401.
Summary of Average Refinance Terms in Stephenville, Texas 76401
Total Closing Costs
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Customized Refinance Rate Projections for Stephenville, TX
For refinance rate forecasts and predictions in Stephenville, TX 76401, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Stephenville, Texas 76401 from 2014 - 2021
Below are historical data on refinancing in Stephenville, Texas and around Erath county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||51.18%||43.07%||40.43%||44.12%||47.93%||46.90%||50.72%||49.06%|
|avg refi rate||4.85%||4.58%||3.91%||3.76%||4.53%||4.13%||3.93%||4.06%|
|% 15 year fixed refinance||37.65%||40.32%||43.39%||45.31%||41.30%||40.48%||36.09%||38.44%|
|avg refi rate||4.30%||3.87%||3.28%||3.04%||3.64%||3.38%||3.19%||3.22%|
|Avg credit score||758.83||758.58||764.02||759.40||744.56||747.04||747.31||741.83|
|Avg LTV (loan to value)||66.00%||66.40%||65.83%||68.01%||69.25%||69.81%||68.58%||67.77%|
|Avg DTI (debt to income)||31.61||31.88||31.10||31.17||33.50||33.13||33.71||34.06|
|Avg refinance insurance %||1.61%||2.02%||2.17%||2.80%||3.32%||3.04%||2.54%||2.37%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Stephenville, Texas 76401
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Stephenville, Texas 76401, we have compiled a list of the leading refinance brokers to guide you.
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