Compare Today’s Refinance Rates for Stephenville, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Stephenville, Texas 76401. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Stephenville and surrounding areas of Erath county, your expected lifetime cash savings are $20,190 or $56 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Stephenville, Texas 76401.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.221372 -98.222407

Summary of Average Refinance Terms in Stephenville, Texas 76401

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APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Stephenville, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Stephenville, TX 76401, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Stephenville, TX

Refinance Rates for Stephenville, Texas 76401 from 2014 - 2021

Below are historical data on refinancing in Stephenville, Texas and around Erath county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Stephenville, Texas 76401

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Stephenville, Texas 76401, we have compiled a list of the leading refinance brokers to guide you.

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Refinancing News for Stephenville, Texas 76401