Compare Today’s Refinance Rates for Summerfield, Texas 79085
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Summerfield, Texas 79085.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,992 over the lifetime of your mortgage, which translates to a monthly savings of $8 in Summerfield and other areas of Deaf Smith county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Summerfield, Texas 79085
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Summerfield, Texas 79085
Pureloan has developed an interactive chart to monitor the five largest local lenders in Summerfield, TX 79085, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Summerfield, Texas 79085 from 2024 - 2016
The following historical data provides insights into refinancing trends in Summerfield, Texas and the surrounding Deaf Smith county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
| avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
| % 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
| avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
| Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
| Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
| Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
| Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Summerfield, Texas 79085
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Summerfield, Texas 79085, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Donna Brandt-Presley
Loan Originator
3440 Bell St Unit 326
Amarillo, TX 79085
(432) 550-2011
dpresley@primelending.com
John Hays
Loan Officer
6401 Bell St
Amarillo, TX 79085
(806) 353-9999
JHays@accesscu.net
Bonnie Altman
Loan Officer
3900 S. Soncy Road
Amarillo, TX 79085
(806) 371-3314
Baltman@Fcbtexas.Com
Heather Cooper
Loan Officer
3900 S. Soncy Road
Amarillo, TX 79085
(806) 371-3316
Hcooper@Fcbtexas.Com
Brandi Craner
Loan Officer
200-A Westgate Pkwy
Amarillo, TX 79085
(806) 367-9482
Bcraner@Firstmortgageco.Com
Address
3440 Bell St Unit 326
Amarillo, TX
Contact
(432) 550-2011
Fax (301) 639-0804
dpresley@primelending.com
Address
6401 Bell St
Amarillo, TX
Contact
(806) 353-9999
Fax (301) 639-0804
JHays@accesscu.net
Address
3900 S. Soncy Road
Amarillo, TX
Contact
(806) 371-3314
Fax (301) 639-0804
Baltman@Fcbtexas.Com