Compare Today’s Refinance Rates for Sweet Home, Texas 77987
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sweet Home, Texas 77987.
With a 30-year amortization refinance in Sweet Home and surrounding areas of Lavaca county, our calculations show that you can expect to save up to $4,274 over the lifetime of your mortgage, or a monthly savings of $12. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Sweet Home, Texas 77987.
Summary of Average Refinances in Sweet Home, Texas 77987
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Interactive Refinance Rate Projections for Sweet Home, Texas 77987
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sweet Home, TX 77987, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sweet Home, Texas 77987 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sweet Home, Texas and the surrounding Lavaca county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 55.68% | 52.65% | 51.60% | 69.05% | 61.11% | 52.63% | 68.97% | 53.06% |
| avg refi rate | 6.49% | 4.13% | 2.97% | 3.21% | 4.27% | 4.72% | 4.26% | 3.90% | 4.16% |
| % 15 year fixed refinance | 29.55% | 30.74% | 33.60% | 19.05% | 25.00% | 36.84% | 24.14% | 40.82% | |
| avg refi rate | 2.93% | 2.44% | 2.69% | 4.12% | 3.92% | 3.53% | 3.38% | 3.47% | |
| Avg credit score | 756.71 | 722.61 | 743.67 | 756.43 | 746.40 | 727.33 | 734.34 | 754.38 | 744.84 |
| Avg LTV (loan to value) | 75.29% | 65.56% | 69.28% | 72.08% | 76.88% | 70.33% | 69.82% | 70.66% | 66.94% |
| Avg DTI (debt to income) | 39.43 | 37.18 | 34.32 | 33.07 | 35.12 | 35.81 | 35.47 | 34.59 | 32.71 |
| Avg refinance insurance % | 3.57% | 2.89% | 3.27% | 4.85% | 11.02% | 4.03% | 5.16% | 5.78% | 1.90% |
Best Refinance Brokers around Sweet Home, Texas 77987
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sweet Home, Texas 77987, we have compiled a list of top refinance brokers to assist you in the process.
Donna Terrell
Senior Loan Officer
116 W Blanco Rd
Boerne, TX 77987
(830) 816-5399
dterrell@legacymutual.com
Trace Kimble
Loan Officer
508 E San Antonio Ave
Boerne, TX 77987
(210) 849-8100
Trace@salenders.com
Araceli Alvarado
Senior Mortgage Banker
408 Shiloh Dr
Laredo, TX 77987
(956) 753-0009
aracelialvarado@leader1.com
Jasmine Torres
Processor
9901 Mcpherson Rd Ste 101
Laredo, TX 77987
(956) 728-8700
jasmine@geomtg.com
Nora Cervantes
Closing Coordinator
9901 Mcpherson Rd Ste 101
Laredo, TX 77987
(956) 728-8700
nora@geomtg.com
Address
116 W Blanco Rd
Boerne, TX
Contact
(830) 816-5399
Fax (301) 639-0804
dterrell@legacymutual.com
Address
508 E San Antonio Ave
Boerne, TX
Contact
(210) 849-8100
Fax (301) 639-0804
Trace@salenders.com
Address
408 Shiloh Dr
Laredo, TX
Contact
(956) 753-0009
Fax (301) 639-0804
aracelialvarado@leader1.com