Compare Today’s Refinance Rates for Talpa, Texas 76882
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Talpa, Texas 76882.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $1,023 over the lifetime of your mortgage, which translates to a monthly savings of $3 in Talpa and other areas of Coleman county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Talpa, Texas 76882
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Interactive Refinance Rate Projections for Talpa, Texas 76882
Pureloan has developed an interactive chart to monitor the five largest local lenders in Talpa, TX 76882, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Talpa, Texas 76882 from 2024 - 2016
The following historical data provides insights into refinancing trends in Talpa, Texas and the surrounding Coleman county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Talpa, Texas 76882
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Talpa, Texas 76882, we have compiled a list of top refinance brokers to assist you in the process.
Wes Masters
Sr. VP Mortgage Lending
3471 Knickerbocker Rd
San Angelo, TX 76882
(325) 659-5850
wmasters@ffin.com
Spencer Murphy
Vice President
3471 Knickerbocker Rd
San Angelo, TX 76882
(325) 659-5858
smurphy@ffin.com
Karah Ward-Bowles
loan officer
2801 Southwest Blvd.
San Angelo, TX 76882
(325) 227-4680
kward@guildmortgage.net
Hugo Deanda
Loan Officer
3017 Knickerbocker Rd
San Angelo, TX 76882
(325) 374-1573
Hdeanda@Legacylends.Com
Stormie Wilde
Loan Officer
3017 Knickerbocker Rd
San Angelo,, TX 76882
(325) 812-8389
Swilde@Legacylends.Com
Address
3471 Knickerbocker Rd
San Angelo, TX
Contact
(325) 659-5850
Fax (301) 639-0804
wmasters@ffin.com
Address
3471 Knickerbocker Rd
San Angelo, TX
Contact
(325) 659-5858
Fax (301) 639-0804
smurphy@ffin.com
Address
2801 Southwest Blvd.
San Angelo, TX
Contact
(325) 227-4680
Fax (301) 639-0804
kward@guildmortgage.net