Compare Today’s Refinance Rates for Tatum, Texas 75691
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tatum, Texas 75691.
With a 30-year amortization refinance in Tatum and surrounding areas of Rusk county, our calculations show that you can expect to save up to $5,343 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Tatum, Texas 75691.
Summary of Average Refinances in Tatum, Texas 75691
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Interactive Refinance Rate Projections for Tatum, Texas 75691
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tatum, TX 75691, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tatum, Texas 75691 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tatum, Texas and the surrounding Rusk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Tatum, Texas 75691
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tatum, Texas 75691, we have compiled a list of top refinance brokers to assist you in the process.
Jeanna Hill
Mortgage Loan Officer
1620 Rice Rd
Tyler, TX 75691
(903) 509-9000
jeanna@tylerhomemortgage.com
Sandi Bailey
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75691
(903) 237-5584
sbailey@texasbankandtrust.com
Jonathan Cromer
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75691
(903) 237-5500
jcromer@texasbankandtrust.com
Julie Graves
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75691
(903) 237-5584
jgraves@texasbankandtrust.com
Kevin Hood
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75691
(903) 237-5500
khood@texasbankandtrust.com
Address
1620 Rice Rd
Tyler, TX
Contact
(903) 509-9000
Fax (301) 639-0804
jeanna@tylerhomemortgage.com
Address
2323 W Grande Blvd
Tyler, TX
Contact
(903) 237-5584
Fax (301) 639-0804
sbailey@texasbankandtrust.com
Address
2323 W Grande Blvd
Tyler, TX
Contact
(903) 237-5500
Fax (301) 639-0804
jcromer@texasbankandtrust.com