Compare Today’s Refinance Rates for Telephone, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Telephone, Texas 75488. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Telephone and other areas of Fannin county, expected lifetime cash savings are $15,277 or $42 / month.

For Telephone, Texas 75488, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.797854 -96.044945

Summary of Average Refinance Terms in Telephone, Texas 75488

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Telephone, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Telephone, TX 75488, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Telephone, TX

Refinance Rates for Telephone, Texas 75488 from 2014 - 2021

Below are historical data on refinancing in Telephone, Texas and around Fannin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Telephone, Texas 75488

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Telephone, Texas 75488, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Craig Nichols

Loan Officer

530 S. Waco Street, Suite 1C

Van Alstyne, TX 75488

(190) 394-4796

craig.nichols@fairwaymc.com

Jasaka Bandfield

Loan Officer

530 S. Waco Street, Suite 1C

Van Alstyne, TX 75488

(197) 254-2010

jbandfield@fairwaymc.com

Fran Williams

Loan Assistant

3620 Richmond Rd

Texarkana, TX 75488

(903) 334-0900

fran.williams@texanabank.com

Connie Sherman

Branch Manager

3620 Richmond Rd

Texarkana, TX 75488

(903) 334-0900

connie.sherman@texanabank.com

Dee Page

Loan Assistant

3620 Richmond Rd

Texarkana, TX 75488

(903) 334-0900

dee.page@texanabank.com

Address

530 S. Waco Street, Suite 1C

Van Alstyne, TX

Contact

(190) 394-4796

Fax (301) 639-0804

craig.nichols@fairwaymc.com

Address

530 S. Waco Street, Suite 1C

Van Alstyne, TX

Contact

(197) 254-2010

Fax (301) 639-0804

jbandfield@fairwaymc.com

Address

3620 Richmond Rd

Texarkana, TX

Contact

(903) 334-0900

Fax (301) 639-0804

fran.williams@texanabank.com

Refinancing News for Telephone, Texas 75488