Compare Today’s Refinance Rates for Temple, Texas 76504
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Temple, Texas 76504.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Temple, Texas 76504. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,699 or $16 per month in Temple and other parts of Bell county.
Summary of Average Refinances in Temple, Texas 76504
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Interactive Refinance Rate Projections for Temple, Texas 76504
Pureloan has developed an interactive chart to monitor the five largest local lenders in Temple, TX 76504, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Temple, Texas 76504 from 2024 - 2016
The following historical data provides insights into refinancing trends in Temple, Texas and the surrounding Bell county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Temple, Texas 76504
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Temple, Texas 76504, we have compiled a list of top refinance brokers to assist you in the process.
Donna Lawless
Loan Officer
3923 S. General Bruce Drive
Temple, TX 76504
(125) 493-3003
donna.lawless@fairwaymc.com
Charles Griggs
Loan Officer
3923 S. General Bruce Drive
Temple, TX 76504
(125) 493-3003
charlieg@fairwaymc.com
Angel Vazquez
Loan Officer
3923 S. General Bruce Drive
Temple, TX 76504
(125) 493-3003
angel.vasquez@fairwaymc.com
Sherry Orange
Loan Officer
3923 S. General Bruce Drive
Temple, TX 76504
(125) 493-3003
sherry.orange@fairwaymc.com
Jennifer Dragoo
Loan Officer
3923 S. General Bruce Drive
Temple, TX 76504
(125) 493-3003
katie.dragoo@fairwaymc.com
Address
3923 S. General Bruce Drive
Temple, TX
Contact
(125) 493-3003
Fax (301) 639-0804
donna.lawless@fairwaymc.com
Address
3923 S. General Bruce Drive
Temple, TX
Contact
(125) 493-3003
Fax (301) 639-0804
charlieg@fairwaymc.com
Address
3923 S. General Bruce Drive
Temple, TX
Contact
(125) 493-3003
Fax (301) 639-0804
angel.vasquez@fairwaymc.com