Compare Today’s Refinance Rates for Tenaha, Texas 75974
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tenaha, Texas 75974.
With a 30-year amortization refinance in Tenaha and surrounding areas of Shelby county, our calculations show that you can expect to save up to $3,918 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Tenaha, Texas 75974.
Summary of Average Refinances in Tenaha, Texas 75974
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Interactive Refinance Rate Projections for Tenaha, Texas 75974
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tenaha, TX 75974, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tenaha, Texas 75974 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tenaha, Texas and the surrounding Shelby county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Tenaha, Texas 75974
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tenaha, Texas 75974, we have compiled a list of top refinance brokers to assist you in the process.
Donna Carrell
Mortgage Loan Officer
102 W Columbia St
San Augustine, TX 75974
(936) 275-2361
dcarrell@texasbankandtrust.com
Carolyn Hamnett
Mortgage Loan Officer
102 W Columbia St
San Augustine, TX 75974
(936) 275-2361
chamnett@texasbankandtrust.com
Shaundra Hardt
Loan Originator
1712 Santa Fe Dr
Weatherford, TX 75974
(817) 596-7878
shardt@primelending.com
Tom Cudd
Loan Officer/Vice President
1630 E Lamar Blvd Ste 140
Arlington, TX 75974
(817) 916-6980
Tom.Cudd@SouthwestBank.com
Richard Schafer
Loan officer
1201 W Green Oaks Blvd
Arlington, TX 75974
(817) 654-8501
richard@yhtm.com
Address
102 W Columbia St
San Augustine, TX
Contact
(936) 275-2361
Fax (301) 639-0804
dcarrell@texasbankandtrust.com
Address
102 W Columbia St
San Augustine, TX
Contact
(936) 275-2361
Fax (301) 639-0804
chamnett@texasbankandtrust.com
Address
1712 Santa Fe Dr
Weatherford, TX
Contact
(817) 596-7878
Fax (301) 639-0804
shardt@primelending.com