Compare Today’s Refinance Rates for Terrell, Texas 75160
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Terrell, Texas 75160.
With a 30-year amortization refinance in Terrell and surrounding areas of Kaufman county, our calculations show that you can expect to save up to $6,212 over the lifetime of your mortgage, or a monthly savings of $17. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Terrell, Texas 75160.
Summary of Average Refinances in Terrell, Texas 75160
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Interactive Refinance Rate Projections for Terrell, Texas 75160
Pureloan has developed an interactive chart to monitor the five largest local lenders in Terrell, TX 75160, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Terrell, Texas 75160 from 2024 - 2016
The following historical data provides insights into refinancing trends in Terrell, Texas and the surrounding Kaufman county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Terrell, Texas 75160
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Terrell, Texas 75160, we have compiled a list of top refinance brokers to assist you in the process.
Janice Revels
Loan officer
205, Ste 102
Terrell, TX 75160
(972) 563-2207
Jrevels@texasbankandtrust.com
Craig Overstreet
Loan officer
205, Ste 102
Terrell, TX 75160
(972) 563-2207
coverstreet@texasbankandtrust.com
Nicole Cavanaugh
Loan officer
205, Ste 102
Terrell, TX 75160
(972) 563-2207
ncavanaugh@texasbankandtrust.com
Billy Sweazea
Mortgage Loan Officer
2490 W Moore Ave
Terrell, TX 75160
(972) 551-6500
bsweazea@texasbankandtrust.com
Charles Carpenter
Mortgage Loan Officer
2490 W Moore Ave
Terrell, TX 75160
(972) 551-6500
ccarpenter@texasbankandtrust.com
Address
205, Ste 102
Terrell, TX
Contact
(972) 563-2207
Fax (301) 639-0804
Jrevels@texasbankandtrust.com
Address
205, Ste 102
Terrell, TX
Contact
(972) 563-2207
Fax (301) 639-0804
coverstreet@texasbankandtrust.com
Address
205, Ste 102
Terrell, TX
Contact
(972) 563-2207
Fax (301) 639-0804
ncavanaugh@texasbankandtrust.com