Compare Today’s Refinance Rates for Texas City, Texas 77592
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Texas City, Texas 77592.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,630 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Texas City and other areas of Galveston county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Texas City, Texas 77592
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Interactive Refinance Rate Projections for Texas City, Texas 77592
Pureloan has developed an interactive chart to monitor the five largest local lenders in Texas City, TX 77592, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Texas City, Texas 77592 from 2024 - 2016
The following historical data provides insights into refinancing trends in Texas City, Texas and the surrounding Galveston county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Texas City, Texas 77592
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Texas City, Texas 77592, we have compiled a list of top refinance brokers to assist you in the process.
Mike Richardson
Mortgage Consultant
3301 Fawnwood Dr.
Texas City, TX 77592
MRichardson@stcharlesmortgage.biz
Janet Hartweck
Assistant
3301 Fawnwood Dr.
Texas City, TX 77592
(636) 244-3200
JHartweck@stcharlesmortgage.biz
Kathryn Jones
Mortgage Loan Officer
1373 W Bay Area Blvd
Webster, TX 77592
(281) 724-2116
KJones@bbandt.com
Kathryn Jones
Mortgage Loan Officer
1373 W Bay Area Blvd
Webster, TX 77592
(281) 724-2116
kjones-hunter@bbandt.com
Kim Babineaux
Sr.Loan officer/MortgageConsultant
711W.BayAreaBlvd.Suite102
Webster, TX 77592
(713) 369-6554
kbabineaux@hometrust.com
Address
3301 Fawnwood Dr.
Texas City, TX
Contact
Fax (301) 639-0804
MRichardson@stcharlesmortgage.biz
Address
3301 Fawnwood Dr.
Texas City, TX
Contact
(636) 244-3200
Fax (301) 639-0804
JHartweck@stcharlesmortgage.biz
Address
1373 W Bay Area Blvd
Webster, TX
Contact
(281) 724-2116
Fax (301) 639-0804
KJones@bbandt.com