Compare Today’s Refinance Rates for The Colony, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for The Colony, Texas 75056. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $22,494 or $62 / month in The Colony and other areas of Denton county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for The Colony, Texas 75056.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.094023 -96.883574

Summary of Average Refinance Terms in The Colony, Texas 75056

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for The Colony, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in The Colony, TX 75056, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for The Colony, TX

Refinance Rates for The Colony, Texas 75056 from 2014 - 2021

Below are historical data on refinancing in The Colony, Texas and around Denton county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around The Colony, Texas 75056

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in The Colony, Texas 75056, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Stephanie Jones

Branch Manager

4190 Main Street

The Colony, TX 75056

(972) 906-8200

SJones@datcu.org

Vignette Bradford

Assistant Branch Manager

4190 Main Street

The Colony, TX 75056

(972) 906-8200

VBradford@datcu.org

Eunok Koh

Mortgage Banker

4895 TX-121

The Colony, TX 75056

(146) 934-6037

Eunok.Koh@Chase.Com

Tanya James

Loan Officer

2300 Valley View Ln Ste 606

Irving, TX 75056

(469) 586-5860

tanya@caltexfunding.com

Douglas Quinn

Loan Officer

2300 Valley View Ln Ste 606

Irving, TX 75056

(713) 218-7333

quinn@amerifinance.com

Address

4190 Main Street

The Colony, TX

Contact

(972) 906-8200

Fax (301) 639-0804

SJones@datcu.org

Address

4190 Main Street

The Colony, TX

Contact

(972) 906-8200

Fax (301) 639-0804

VBradford@datcu.org

Address

4895 TX-121

The Colony, TX

Contact

(146) 934-6037

Fax (301) 639-0804

Eunok.Koh@Chase.Com

Refinancing News for The Colony, Texas 75056