Compare Today’s Refinance Rates for Tioga, Texas 76271
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tioga, Texas 76271.
With a 30-year amortization refinance in Tioga and surrounding areas of Grayson county, our calculations show that you can expect to save up to $4,518 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Tioga, Texas 76271.
Summary of Average Refinances in Tioga, Texas 76271
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Interactive Refinance Rate Projections for Tioga, Texas 76271
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tioga, TX 76271, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tioga, Texas 76271 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tioga, Texas and the surrounding Grayson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.28% | 65.85% | 64.07% | 64.16% | 61.94% | 64.23% | 54.48% | 50.98% | 47.28% |
avg refi rate | 6.30% | 3.67% | 2.94% | 3.24% | 4.12% | 4.62% | 4.19% | 3.92% | 4.13% |
% 15 year fixed refinance | 6.94% | 20.51% | 22.21% | 23.15% | 25.03% | 26.63% | 36.04% | 36.23% | 38.68% |
avg refi rate | 5.80% | 2.72% | 2.40% | 2.80% | 3.55% | 3.93% | 3.38% | 3.20% | 3.39% |
Avg credit score | 749.32 | 750.63 | 754.47 | 760.30 | 749.98 | 737.57 | 741.76 | 745.70 | 747.29 |
Avg LTV (loan to value) | 59.94% | 60.39% | 67.06% | 70.19% | 69.92% | 64.40% | 66.67% | 69.57% | 71.27% |
Avg DTI (debt to income) | 37.04 | 35.85 | 33.17 | 32.87 | 35.15 | 35.50 | 35.01 | 33.56 | 32.40 |
Avg refinance insurance % | 2.63% | 0.74% | 2.75% | 4.37% | 4.94% | 1.66% | 2.51% | 2.74% | 2.48% |
Best Refinance Brokers around Tioga, Texas 76271
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tioga, Texas 76271, we have compiled a list of top refinance brokers to assist you in the process.
Donna Adair
SR.VicePresident
2732MidwesternParkwayPOBOX4477
WichitaFalls, TX 76271
(940) 397-2343
donnaadair@amnat.com
Alisha Bowers
Leasingr
2732MidwesternParkwayPOBOX4477
WichitaFalls, TX 76271
(940) 397-2493
alishab@amnat.com
Mike Cuba
President
2732MidwesternParkwayPOBOX4477
WichitaFalls, TX 76271
(940) 397-2491
mikec@amnat.com
Brad Dividson
SR.VicePresident
2732MidwesternParkwayPOBOX4477
WichitaFalls, TX 76271
(940) 397-2320
bradd@amnat.com
Croline Groves
Loan officer
2732MidwesternParkwayPOBOX4477
WichitaFalls, TX 76271
(940) 397-2377
carolineg@amnat.com
Address
2732MidwesternParkwayPOBOX4477
WichitaFalls, TX
Contact
(940) 397-2343
Fax (301) 639-0804
donnaadair@amnat.com
Address
2732MidwesternParkwayPOBOX4477
WichitaFalls, TX
Contact
(940) 397-2493
Fax (301) 639-0804
alishab@amnat.com
Address
2732MidwesternParkwayPOBOX4477
WichitaFalls, TX
Contact
(940) 397-2491
Fax (301) 639-0804
mikec@amnat.com