Compare Today’s Refinance Rates for Toyah, Texas 79785
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Toyah, Texas 79785.
With a 30-year amortization refinance in Toyah and surrounding areas of Reeves county, our calculations show that you can expect to save up to $3,918 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Toyah, Texas 79785.
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Summary of Average Refinances in Toyah, Texas 79785
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Toyah, Texas 79785
Pureloan has developed an interactive chart to monitor the five largest local lenders in Toyah, TX 79785, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Toyah, Texas 79785 from 2024 - 2016
The following historical data provides insights into refinancing trends in Toyah, Texas and the surrounding Reeves county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
% 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Toyah, Texas 79785
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Toyah, Texas 79785, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Rosa Baeza
Loan Officer
301 S. Highland Street
Marfa, TX 79785
(432) 729-4344
arbaeza@marfanb.com
Address
301 S. Highland Street
Marfa, TX
Contact
(432) 729-4344
Fax (301) 639-0804
arbaeza@marfanb.com