Compare Today’s Refinance Rates for Trinidad, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Trinidad, Texas 75163. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Trinidad and other areas of Henderson county, expected lifetime cash savings are $13,959 or $39 / month.

For Trinidad, Texas 75163, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.138341 -96.08307

Summary of Average Refinance Terms in Trinidad, Texas 75163

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Trinidad, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Trinidad, TX 75163, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Trinidad, TX

Refinance Rates for Trinidad, Texas 75163 from 2014 - 2021

Below are historical data on refinancing in Trinidad, Texas and around Henderson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Trinidad, Texas 75163

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Trinidad, Texas 75163, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Charles Carpenter

Mortgage Loan Officer

2490 W Moore Ave

Terrell, TX 75163

(972) 551-6500

ccarpenter@texasbankandtrust.com

Billy Sweazea

Mortgage Loan Officer

2490 W Moore Ave

Terrell, TX 75163

(972) 551-6500

bsweazea@texasbankandtrust.com

Matt Authier

Loan Originator Assistant

1332-A W. Hwy. 287 Bypass

Waxahachie, TX 75163

(469) 383-3358

Matt.Authier@Gatewayloan.Com

Nick Hester

Loan Originator

1332-A W. Hwy. 287 Bypass

Waxahachie, TX 75163

(972) 937-2200

Nick.Hester@Gatewayloan.Com

Laura Mitchell

Loan Originator

1332-A W. Hwy. 287 Bypass

Waxahachie, TX 75163

(469) 383-3355

Laura.Mitchell@Gatewayloan.Com

Address

2490 W Moore Ave

Terrell, TX

Contact

(972) 551-6500

Fax (301) 639-0804

ccarpenter@texasbankandtrust.com

Address

2490 W Moore Ave

Terrell, TX

Contact

(972) 551-6500

Fax (301) 639-0804

bsweazea@texasbankandtrust.com

Address

1332-A W. Hwy. 287 Bypass

Waxahachie, TX

Contact

(469) 383-3358

Fax (301) 639-0804

Matt.Authier@Gatewayloan.Com

Refinancing News for Trinidad, Texas 75163

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